Ira Limits 2025 Income . The roth ira contribution limits. In 2025, you cannot contribute directly to a roth ira if you’re single with a modified adjusted gross income (magi) over $161,000 or married with a joint magi over.
The deal gets sweeter for those aged 50 and older, who can contribute an additional $1,000. Whether you’re contributing to a traditional ira, roth ira, or a combination, the 2025 contribution limit is $7,000, or $8,000 for those aged 50 and.
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